Logout|My Dashboard

Gladwin County Record and Beaverton Clarion: Money And Finance

Money And Finance

Top Story

Looking for love on the Internet in 2016? Signs your online sweetie may be a scammer

(BPT) - Everyone’s looking for love, and many of them are doing it online – the numbers prove it! Nearly 50 million Americans have tried online dating, and 20 percent of current committed relationships began online, according to StatisticBrain. Online dating is now widely accepted as a great way to meet someone, but if you’re not careful, you may find more than your heart gets stolen in an online romance.

  • icon Updated: Yesterday

Pet Central


Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>



Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>



Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>



Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>

Recent Headlines

Wednesday 02/10/2016
Beat planning pressure: 5 tips for an intimate wedding
Updated: February 12, 2016 - 4:31 am

(BPT) - The terms wedding and money go hand in hand. The average wedding cost is now up to $31,213 according to theknot.com, and that’s not even including the honeymoon. Because of increasing costs, more and more couples are looking to plan a smaller, more intimate ceremony. While there’s no universal way to define a small wedding, it typically involves a limited gathering of family and close friends.

Encouraging Diversity On Campus
Updated: February 11, 2016 - 4:31 am

(NAPSI)—One higher learning institution’s commitment to diversity has netted it a highly sought-after prize.

Transitioning Resources Important To Returning Service Members
Updated: February 11, 2016 - 4:31 am

(NAPSI)—Each year, between 240,000 and 360,000 service members transition out of the U.S. military, and as we draw down from the war in Afghanistan, the military is expected to separate a million service members over the next several years, according to the White House. This leaves our nation's heroes returning home only to face a new battle—finding a job in the civilian workforce. Service members and veterans gain valuable skills and knowledge during the time they serve. However, understanding how the skills gained in the military translate to civilian jobs isn't always easy.

An Important Step For Men To Remember
Updated: February 11, 2016 - 4:31 am

(NAPSI)—If you or someone you care about is a young man turning 18, you should know about a simple move that can change his whole future.

Job Security, Higher Income Two Benefits Of A College Degree, Experts Say
Updated: February 11, 2016 - 4:31 am

(NAPSI)—Whether you’re searching for a new job or moving up in your current career, a number of professions require a minimum of a bachelor’s degree. Most career analysts and experts agree that a bachelor’s degree is a key asset that can offer professionals many advantages.

Friday 02/05/2016
The Affordable Care Act and taxes: What you need to know
Updated: February 12, 2016 - 4:31 am

(BPT) - While the Affordable Care Act (ACA) is no longer new, each year brings changes to the health care law. As you undoubtedly know, the ACA is inextricably linked to taxes so keeping up with annual changes is important. Given tax season is now well underway, here’s what you need to know when preparing your income tax return this season.

Wednesday 02/03/2016
Picking next year's work benefits? Check to see if these 4 innovative offerings are on the table
Updated: February 04, 2016 - 4:34 am

(BPT) - The last months of the year don’t just usher in the holidays, they also herald the arrival of open enrollment for employee benefits at many American companies. While you’re rushing to fulfill your holiday gift list, it pays to take a few moments to consider what benefits you’ll choose for the coming year — and to be aware of some innovative new ones that may be available to you.

Tuesday 02/02/2016
What To Bring The Tax Preparer
Updated: February 03, 2016 - 4:34 am

(NAPSI)—While a plate of cookies may be nice to bring a hostess, what your tax preparer would prefer (at least in the office) is that you bring in the proper paperwork. Here's a list of the most likely paperwork to provide:

Friday 01/29/2016
How To Improve Your Home And Its 'Joy Score'
Updated: January 30, 2016 - 4:34 am

(NAPSI)—The next time you’re thinking about sprucing up your digs, consider these projects, which the National Association of Realtors’ (NAR) recent “Remodeling Impact Report” says can bring the greatest cost recovery or deliver the most happiness based on a “joy score.”

Wednesday 01/27/2016
3 tips for evaluating what your business is worth
Updated: February 04, 2016 - 4:34 am

(BPT) - Financial and business education is a critical pathway for the future of America’s small business community.

Tuesday 01/26/2016
A Tool For Your Financial Planning Tool Belt: The Reverse Mortgage
Updated: January 27, 2016 - 4:34 am

(NAPSI)—More than 10,000 Americans retire every day. When the time comes that you’re among them, will you be as prepared as you should be? Many are not. A survey from investment company BlackRock found that, on average, baby boomers have a gap of more than $36,000 per year between their expected retirement income and what their savings will actually allow them.

Visualizing success: 6 ways to set yourself apart in business
Updated: February 02, 2016 - 4:34 am

(BPT) - More than half a million new businesses emerge onto the scene over the course of each month, according to Forbes Entrepreneurs. But even more businesses shut down than start up. Whether you’re a new business owner or an employee looking to take your career to the next level, it’s definitely a competitive environment. How can you differentiate yourself from the millions of others?

Tuesday 01/19/2016
How to get your tax refund in days vs. weeks
Updated: January 20, 2016 - 4:34 am

(BPT) - As 2016 begins, managing your money better may be at the top of your New Year’s resolution list. What better way to tackle that resolution than filing your tax return early. You know there’s a big advantage to getting it done early — getting the refund fast. But did you know you can get your refund even faster by having it loaded onto a prepaid card vs. receiving it by mailed check?

Sunday 01/17/2016
Tips on using a balance transfer to become debt-free
Updated: January 25, 2016 - 4:34 am

(BPT) - If you’re carrying a balance on your credit card, don’t worry — most Americans are too. In fact, the average U.S. household carries just over $15,000 of credit card debt, which isn’t a bad thing when managed properly. Let’s look at the big picture.

Friday 01/15/2016
Search for Benefits Packages That Go Above and Beyond the Usual
Updated: January 16, 2016 - 4:34 am

(NewsUSA) - Sponsored News - As health care costs continue to shift to consumers, it's important to consider benefits packages that provide more holistic support outside the usual health, dental and vision policies. Consumers should be aware that there are plans available today that will aid in their overall well-being, which includes physical, mental and financial health.

Reviewing And Reassessing Your Assets
Posted: January 15, 2016

(NAPSI)—The start of a new year—or any time—is a good time to review the various components in your financial plan.

What To Ask Your Tax Professional
Updated: January 16, 2016 - 4:34 am

(NAPSI)—Long before April 18th rolls around, it’s smart to invest some time in looking for a reliable tax preparer. Before hiring anyone, however, it can help to ask him or her these four questions.

Wednesday 01/13/2016
Ring in the New Year With a Resolution You Can Keep (Really!)
Updated: January 14, 2016 - 4:34 am

(NewsUSA) - The start of each new year is synonymous with great intentions after setting ambitious resolutions. Whether it's losing weight, volunteering or saving money, many Americans want to make positive changes. Though conventional wisdom suggests that these plans lose steam before the confetti is swept out of Times Square, resolutions can be accomplished. Believe it or not, a Marist Poll survey found that almost 6 in 10 Americans (59 percent) who made resolutions for 2014 kept them. But were they the right resolutions?

Does Obama Have a Terrorism Blind Spot?
Updated: February 10, 2016 - 4:33 am

(NewsUSA) - Sponsored News - Many people have remarked about the strange eulogy President Obama delivered from the Oval Office in the aftermath of the San Bernardino attacks. It seemed to some more like an exercise in defending Islam rather than honoring the dead, comforting the living, or expressing our righteous fury at the perpetrators of this barbarism. Throughout the speech, the President was deliberately obtuse when it came to naming the culprit -- he referred to "ISIL," "terrorists" and attackers, but never named the real culprit: the capricious ideology of radical Islam.

Tips to Be More Productive
Updated: January 13, 2016 - 4:33 am

(StatePoint) Juggling work, family, friends and everything in between is no easy feat. But there are many ways to increase your productivity without working harder or getting more stressed.

A resolution to keep: Save more money
Updated: January 20, 2016 - 4:34 am

(BPT) - Almost every New Year, money-related goals rank near the top of resolution lists, right alongside “eat healthier.”

Tuesday 01/12/2016
Making the most of college financial aid: 7 tips you should know
Updated: January 19, 2016 - 4:34 am

(BPT) - What do parents of toddlers and parents of high school students have in common? Both worry about paying for college. With the constantly rising costs of higher education, financial aid becomes more important than ever for making the dream of a college education possible. So if you’re interested in receiving financial aid, where should you start?

Friday 01/08/2016
A Better Approach to Selling Your Business
Updated: January 27, 2016 - 4:34 am

(NewsUSA) - Sponsored News - According to the National Association of Realtors, the median selling price for U.S. homes as of November 2015 was $220,300. If you think about it, it becomes apparent that the family home is most likely a family's greatest asset. There are exceptions, of course, but this holds true for most American families. The process for selling the average home is well understood and usually straightforward: A realtor evaluates the property, suggests a fair selling price based on recent comparable sales in the neighborhood and lists the property for sale. An interested buyer makes an offer and, following some negotiations, an agreement is reached and the sale is completed.

Try These On For Size: Tips To Put Your Best Foot Forward On The Path To A Meaningful Career
Updated: January 09, 2016 - 4:33 am

(NAPSI)—In many ways, finding a fulfilling career is like finding the right pair of shoes. At first glance some seem like the perfect fit, but after time you realize they aren’t right for the long-haul. Other times you don’t know what you’re looking for beyond comfort and stability, but ultimately you realize you need something that taps into your professional passions.

Wednesday 01/06/2016
Most Veterans Remain Proud, but Disappointed With the Government
Updated: January 27, 2016 - 4:34 am

(NewsUSA) - If they had to do it all over, the vast majority of America's veterans would put on the uniform and serve again. But many veterans don't think the government treats them well, or that they are getting the benefits they deserve.

Thursday 12/31/2015
Tax Time Is ID Theft Season; Get Your Credit Report
Updated: January 01, 2016 - 4:33 am

(NAPSI)—It’s tax time again. The Federal Trade Commission notes that one-third of all ID theft complaints it receives are tax related, three times as large as any other type of ID theft. So tax season is a good time to review your personal financial records and ensure they are accurate and there are no unknown or erroneous data in them.

Wednesday 12/23/2015
Millennials: Tips on How to Invest for a Brighter Financial Future
Updated: December 23, 2015 - 4:34 am

(StatePoint) The majority of Americans say retirement investing is a priority, but more than half consider Social Security a top-three source for funding retirement, and 40 percent of millennials expect Social Security (along with 401(k)s and pensions) to fund their golden years, according to Capital One Investing’s Financial Freedom Survey.

These 3 steps will help you get out of debt this year
Updated: December 30, 2015 - 4:33 am

(BPT) - Providing for a family. Getting an education. Striving for the American dream. Sarah Thomas of Bono, AR, was like so many others, trying to better her life. She got a master’s in nursing in order to give herself and her son a bright future, but soon after found herself overwhelmed by loans.

Tuesday 12/22/2015
Millions Of Americans To Celebrate School Choice In January—15,000 Special Events Planned Across All 50 States
Updated: December 23, 2015 - 4:34 am

(NAPSI)—Schools, organizations and individuals from across the country are planning more than 15,000 events to celebrate National School Choice Week 2016, NSCW President Andrew Campanella announced recently.

Home For The Holidays
Updated: December 23, 2015 - 4:34 am

(NAPSI)—With today’s technology, staying in touch with loved ones around the country--and the world--is easier than it’s ever been. We are connected to each other virtually day and night--from cell phones and video calls to social media, texting and e-mail. While we may rely on this technological closeness throughout the year, the holidays offer a unique opportunity to sit and spend time with family members, particularly older family members, whom we don’t see on a regular basis. This face-to-face time provides a chance to connect, catch up, and observe behaviors that may go undetected over the phone or through e-mail. Certain changes in these behaviors from year to year may indicate a need for long-term care.

Surprising Changes In Retail Shopping
Updated: December 23, 2015 - 4:34 am

(NAPSI)—These days, you can search for product information and gain increased knowledge before you even walk into a store.

6 instant ways to get more cash to tackle post-holiday bills
Posted: December 22, 2015

(BPT) - Maybe you managed to stay on budget this holiday shopping season, or maybe you went over (62 percent of people who make a holiday budget do blow it, according to a survey by Coinstar). Regardless, you’re eager to get rid of those holiday bills as quickly as possible in the new year. Budgeting, cost-cutting and planning ahead for next year are all great ideas, but let’s face it — you need cash now!

Monday 12/21/2015
New year, new financial goals [Infographic]
Posted: December 21, 2015

(BPT) - - Capital One Bank surveyed Americans on their New Year’s resolutions and uncovered that the majority of individuals are hoping to make 2016 one worth celebrating financially. As you look at your future, no detail or expense is too small when trying to get a sense of your overall financial picture, especially when it comes to saving. Here’s a few tips to set you on your path toward financial success this year – visit 360 Savings from Capital One for more information.

5 tips for creating a sound financial strategy
Updated: December 28, 2015 - 4:34 am

(BPT) - Many people want to know the secret to financial success. Whether they should be saving more, protecting more, investing more or spending less — everyone wants a silver bullet to set them on the road to financial success. There is no silver bullet.

Friday 12/18/2015
This year, resolve to make the most of your employee benefits
Updated: December 25, 2015 - 4:33 am

(BPT) - Many Americans start the New Year by resolving to improve their lives by exercising more, losing weight or making other changes. Based on research findings, one in five should resolve to put their financial house in order.

Thursday 12/17/2015
Doing Your Homework on an Investment? Don't Overlook This Simple Step.
Updated: December 18, 2015 - 4:33 am

(NAPSI)—It can happen to even the savviest and most experienced investor. You're so busy researching an opportunity that you forget to look into the background of the financial professional offering it.

Picture Yourself In The Film Industry
Updated: December 18, 2015 - 4:33 am

(NAPSI)—Nearly 2 million people work in the film industry, reports the Motion Picture Association of America. If you would like to be among them, a weekend workshop could help make your dreams come true.

Your Smartphone Can Help You Achieve Your Financial Resolutions
Updated: December 17, 2015 - 4:33 am

(StatePoint) Sixty-four percent of American adults have a smartphone, according to Pew Research Center, and that number is growing. Savvy smartphone users are doing a lot more with their devices than selfies. At the forefront of a smartphone’s benefits is on-the-go money management, which personal finance experts say can be a key tool to helping you achieve your New Year resolutions.  

Wednesday 12/16/2015
Kickstart your financial resolutions: 5 tips to get you started
Posted: December 16, 2015

(BPT) - Whether you’re working on saving for a financial goal or just looking to keep your spending on track, it is important to start the new year off on the right foot to accomplish your resolutions.

Monday 12/14/2015
The Most Popular Financial Resolutions for 2016
Updated: December 15, 2015 - 4:33 am

(NewsUSA) - NewsusaInfographic - Never doubt the eternal optimism of Americans. An overwhelming 72 percent of adults surveyed for Fidelity's 7th annual New Year Financial Resolutions Study believe they'll be better off, money-wise, in 2016 than they were in 2015. Among the most popular resolutions: saving more (54 percent) and spending less (19 percent). As for whether making such vows really work, 45 percent of those who did so last December say they now boast "less debt."

3 financial habits to make in 2016
Posted: December 14, 2015

(BPT) - As 2015 moves to a close, people are deciding what their New Year’s resolutions should be. Usually, the list tends to focus on BREAKING bad habits. We say buck the trend and focus on MAKING good habits. In the immortal words of Aristotle, “We are what we repeatedly do. Excellence, then, is not an act, but a habit.

Saturday 12/12/2015
Helpful Hints to Make Your Money Resolutions Stick
Updated: December 12, 2015 - 4:33 am

(StatePoint) If your 2016 resolution is to spend less and save more, you’re not alone. A quarter of US consumers are making money-saving resolutions, according to Nielsen surveys.

Friday 12/11/2015
Give The Gift Of Education
Updated: December 12, 2015 - 4:33 am

(NAPSI)—With the spirit of giving upon us, now is a good time for parents and grandparents to give a present that will benefit their young loved ones for years to come -the gift of a college education. By enrolling in the Private College 529 Plan, parents can purchase future college tuition at today’s prices guaranteed by over 280 participating private colleges and universities. They can even set up a regular withdrawal plan of any amount they choose so the funds keep buying more tuition as the years pass.

Thursday 12/10/2015
College: Footing the bill without sacrificing your financial future
Updated: December 17, 2015 - 4:33 am

(BPT) - Families who have children heading off to college are likely navigating an array of options when it comes to actually paying for higher education. A new white paper by Prudential Financial titled Paying For College: A Practical Guide for Families, seeks to dispel some of the misconceptions surrounding loans, grants, scholarships, and available tax benefits. If the bad news about financing a college education is that it can be complex and time-consuming, the good news is that families willing to educate themselves on the process (and familiarize themselves with the potential pitfalls) can develop a strategy that does not break the bank for students or the parents.

Financial resolutions: Are you saving for retirement?
Updated: December 17, 2015 - 4:33 am

(BPT) - The start of a new year is a great time to look forward with a fresh outlook, as well as to set goals. As you think about what you want to accomplish next year, consider your financial savings habits. How much are you putting away for the future? Could you begin to save for retirement, or increase how much you’re saving? What financial actions have you put off because of lack of time?

Monday 12/07/2015
The Changing Retirement Landscape: What to Know Now
Updated: December 08, 2015 - 4:31 am

(StatePoint) Previous generations of Americans were able to retire with confidence, knowing that they could count on a steady stream of income from what is often referred to as the “three-legged stool” of company pensions, social security and personal savings.

Friday 12/04/2015
Dressings Go Beyond Lettuce and Salads This Holiday Season
Updated: December 17, 2015 - 4:33 am

(NewsUSA) - If you're like many Americans, you likely have multiple salad dressings sitting in your refrigerator right now. Whether straight off the shelf or made from a packet with added ingredients, salad dressings can be used for more than the typical green salad.

College Debt a Big Concern for Millennial Parents
Updated: December 05, 2015 - 4:34 am

(NewsUSA) - Ah, the plight of parents with college-bound children.

Homeownership Help For Persons With Disabilities
Updated: December 05, 2015 - 4:34 am

(NAPSI)—According to a recent U.S. Census report, 19 percent of the population identifies as having a disability.

Close/Open Ad